Required Documents

The following list of items has been compiled for your convenience. Please bring this information with you in order to expedite the processing of your reverse mortgage:

• Picture ID
   
• Evidence of date of birth (birth certificate, driver's license, state issued ID)
  
  
• Proof of Social Security number (SS Card, Medicare Card, 1099 with SSN clearly stated)
  
  
•  Evidence of Homeowner's Insurance (Declarations page)
  
  
• Original signed and dated Counseling Certificate
  
  
• Check for $495.00 to cover appraisal fee or a credit card to charge this amount to
  
  
• If the property is in a trust: bring a copy of the Trust Agreement
  
  
• If you have filed bankruptcy within the last ten years: bring a copy of the Discharge of Bankruptcy
  
  
• Name, address and phone number of Alternative contact person(s)
  
  
• Copy of a deed or Owner's Policy of Title Insurance so that we have the legal description of your property
  
  
• If you have had any roof repairs done in the last few years, bring a copy of the repair invoice
  
  
• Boundary survey or Surveyor's Inspection Report (also called an Improvement Location Report or ILR)

John Ruybalid, CSA, NMLS# 201470
502 West Cordova Road, Suite B Sante Fe, New Mexico 87505
Phone: 505-690-1029 | Fax: 505-428-0337